Test Data
Ratepay recommends to use the following test data.
The advantage of using the test environment is that…
- Test orders are immediately recognized as tests
- No Ratepay fees are incurred and charged
- No dunning processes are triggered
- Alleged test buyers do not receive unwanted orders or even deliveries
- The right contact person can be identified quickly and easily
attention
This test data can only be used on the test environment!
Data for testing Acceptance and Rejecting
Payment API 1.8
To provoke certain test cases, please always specify the <city> of Testhausen.
| First name | Last name | Street contains | Reason Code |
|---|---|---|---|
| * | ABLEHNUNG | * | 703 |
| * | HAENDLERLIMIT | * | 701 |
| * | TECHERROR | * | 1000 |
| * | DOB | * | 2003 |
| * | RECHNUNGSADRESSE | * | 2100 |
| * | LIEFERADRESSE | * | 2101 |
| * | IBAN | * | 2111 |
| * | BANKDATEN | * | 2110 |
| * | * | NICHT VERSENDEN | 700 |
| BUYER | ABLEHNUNG | * | 730 |
| PAYMENT | ABLEHNUNG | * | 720 |
| RISK | ABLEHNUNG | * | 721 |
*: You can freely select a technically valid first name, last name or street.
Payment API 2.0
To provoke certain test cases, please specify the following email-address in the Authorization request.
| Test case | |
|---|---|
| buyer_identity@ratepay.com | Decline: 422 - Buyer Identity |
| payment_attribute@ratepay.com | Decline: 422 - Payment Attribute |
| risk_decision@ratepay.com | Decline: 422 - Risk Decision |
| transaction_risk@ratepay.com | Decline: 422 - Transaction Risk |
| otp_required@ratepay.com | OTP flow: Documentation |
Data for testing Direct Debit and Instalment via Direct Debit
Germany
| Parameter | Value |
|---|---|
| Bank | Berliner Sparkasse |
| BIC | BELADEBEXXX |
| BLZ | 10050000 |
| IBAN | DE44100500001654698497 |
| Account No. | 1654698497 |
Austria
| Parameter | Value |
|---|---|
| Bank | Commerzbank |
| BIC | COBAATWXXXX |
| BLZ | 19675 |
| IBAN | AT811967500100915806 |
| Account No. | 100915806 |
Netherlands
| Parameter | Value |
|---|---|
| Bank | ABN AMRO Bank N.V. |
| BIC | ABNANL2A |
| BLZ | ABNA |
| IBAN | NL18ABNA0484869868 |
| Account No. | 484869868 |
One Time Password
To invoke one time password (OTP) test cases, specify the email address otp_required@ratepay.com in the Authorization request. There are two testing approaches available:
- Use the fixed code "99999" to mock OTPs and bypass actual code delivery for quick testing.
- Test with real mobile phone numbers for end-to-end verification.
Include the special header X-2FA-Live with the value true for all API endpoints involved in the OTP flow (authorization endpoint, OTP verify, and OTP resend endpoints).